Financing is offered by third party lenders for pool renovation projects and new pool construction. Not sure how much you need? This post on Budget Planning may be helpful.

HFS Financial

HFS is the premier Pool and Backyard financing company in the country. We understand your needs as a consumer and work with you to make the process of borrowing and purchasing your pool as simple as possible. Our loan consultants and processors make borrowing up to $500,000 extremely simple and pain free. Submit your application today and we will be in touch with you to present your loan options with NO IMPACT on credit to apply. Click Here to Apply!

  • 100% Direct-to-Consumer Funding
  • UNSECURED Loans up to from $1,000-500,000
  • NO Impact on Credit to Apply
  • Terms up to 20 Years
  • Interest Rates Starting at 2.99%
  • No Stage Funding

We have had several Legendary Homeowners work with HFS for their pool financing. They will finance one of our fun mini Legendary pools, all the way to super fun entertaining backyard spaces. – Sandi

This video explains why we like working with HFS clients (and is helpful for contractors considering promoting HFS!)

Lyon Financial

Lyon Financial
Our newest loan option ensures that Lyon Financial offers something for everyone! We’re proud to announce new cash-direct-to-consumer loans (with protections in place for pool builders, of course). This cash-direct option is great for builders who prefer that their customers have cash in-hand and who don’t want staged payments through a finance provider…all with ABSOLUTELY NO FEES to your clients!
Our cash-direct option is a complementary alternative to our staged funding programs, which pay the builder directly throughout the project. Flexible draw schedules for our staged funding loans are available upon request, call for details. No matter which of our loan programs your customers choose, we partner with both parties until the project is complete.
With now having access to both cash-direct and staged funding options, we truly believe we have choices for just about any customer and every project. Our loan offerings make pool dreams an affordable reality for your clients, helping you to close more deals and grow your business. And, unlike other finance providers, we’ll never charge your clients exorbitant consulting fees. Your customers are our customers, too, so you know they’ll be treated well.
We’re proud to offer: Rates as low as 2.99%* Terms up to 30 years* Unsecured loans up to $200,000* Options for credit scores of 600+
Lyon Financial has been around longer than anyone in the pool financing industry. We possess a true understanding of the pool industry and the unique needs of contractors and their clients. Find out what more than 500,000 satisfied homeowners and 8,000 home improvement professionals nationwide already know — our experience and professionalism make all the difference. Contact us today to get started!
*Available on approved credit, not all will qualify. Subject to change. APR, terms, and loan amounts may differ based on loan purpose and credit profile. This is a signature loan. Conditions and limitations apply. Advertised rates, loan amounts, and terms are subject to change without notice.

LightStream

OVER $21 MILLION AND COUNTING!!  That’s how much PoolCorp has helped finance in less than 10 months with our LightStream Unsecured Consumer Financing Program. Many of our dealers are now successfully promoting this program to their customers to help grow their business. How about you? As we head into another busy season, if you are not on board yet, then now is the time to take advantage of this successful program. Here are a few key features of the LightStream program:

  • Maximum loan amount up to $100,000 (can be as low as $10,000)
  • Program is offered in ALL 50 states
  • Terms from 2 years up to 7 years
  • Interest rate starts at 4.74% APR w/AutoPay (rate includes .25% interest rate discount offered by LightStream only to consumers that apply through a LightStream/Pool Corp specific link).
  • Program is offered to consumers with excellent credit. A minimum credit score of 700 is required
  • No restrictions on what funds can be used for to complete the consumer’s backyard experience (above-ground, in-ground, repairs, refurbishments, pool equipment, outdoor kitchens, patio furniture, irrigation, landscaping, etc.)
  • No origination fees or prepayment penalties
  • Most loans can be funded within one day after receiving a loan application if the applicant so desires, and some loan applications can actually be approved and deposited into the applicant’s bank account on the same day

LightStream is a division of Sun Trust Bank

Michigan New Construction: Key Bank

Key Bank offers

  • up to 80% LTV
  • financing with flexible terms
  • simple application process

Contact any Key Bank Branch office in Michigan to apply. Local Contact, Brighton, MI: Terry Tipton 810-494-4888, terry_e_tipton@keybank.com

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We have had clients use Key Bank for their pool financing – they report being happy with the process! – Sandi

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